7 conseils pratiques pour vous aider à éviter de gaspiller votre argent

Hello and welcome, dear friends, to the Daily Bread channel, in which we explore together the biblical topics most relevant to our lives. Today we will discuss some tips to avoid wasting the resources entrusted to us. We tend to waste our time, talents, treasures, resources, and health. We are lost. He throws one. We neglect but why? Because we do not realize the value of the things we waste. We do not know that these things belong to God. We are just agents. We forget that we will have to take into account our use of the resources that God has entrusted to us. Waste is related to not revealing the importance of the things we neglect. What does the Bible say about waste? To get started, you can read the passage 14:25-30 that relates to this topic. You will find the link in the description. The moral of this Bible passage is: Trust and Diversity of Talents: A rich man travels abroad and hands over his possessions to three servants. He gives 5 talents to the first, 2 talents to the second, and one talent to the third , each according to his ability. This distribution reflects the diversity of talents and abilities that God gives to each individual. The responsibility to make what has been entrusted to us come to fruition. The first two servants invested their talent and doubled it, while the third servant hid it out of fear . This highlights our responsibility to develop the resources and gifts God has given us instead of burying them through fear or neglect. The reward for sincerity, in turn, rewards the first two servants for their loyalty and diligence, so they are praised and invited to share in the joy. From their master. This reminds us that God rewards those who use their talents and resources faithfully. Cruelty to Negligence The third servant who did not produce anything productive was reprimanded and lost his talent. His lack of work and sincerity leads to consequences. This warns us against negligence and passivity in our service to God. The Parable of the Talents encourages us to be good stewards of what God has entrusted to us. Psalm 90:12 reminds us of wisdom in our daily lives: Teach us to number our days rightly so that we may direct our hearts to wisdom. May God help us to use the resources He has entrusted to us wisely. Here are 7 tips to help you avoid wasting your money. The first tip I would give you is to set a budget. Creating a budget is a crucial step in managing your money responsibly . Here are some reasons why it is necessary to create a budget. Spending Overview: A budget allows you to get an overview of how you are spending your money. This helps you understand your spending habits better and make informed decisions. Daily calm: By knowing your income and expenses, you will be able to plan better and avoid financial surprises, and this allows you to be calmer in your daily life. Making peace with money: Creating a budget helps you manage your resources better and feel more comfortable with money. This way you can avoid the stress of financial problems. Future Savings: By following a budget you can save money for your future projects, whether for a trip, study, or simply to pamper yourself. A budget allows you to plan your savings and prioritize projects. A budget helps you prioritize your projects in the short and medium term. You can set aside money specifically for goals like saving, paying off debt, or special expenses. To sum it up: A budget puts you in control of your finances, and allows you to better anticipate and manage your resources whether you are a student, youth worker or parent. Creating a budget is an essential step for balanced financial management. You can find a video on this topic on our channel: How to forecast and project a budget. It's never too late to start! You can find the link below the video. Shop with the list. Every year, France generates approximately 10 million tons of food waste. This figure includes losses and waste that occur at all levels of the food chain: production, processing, distribution and consumption. This represents an average of about 150 kg of food thrown away per person per year. List shopping is a wise practice for several key reasons. Avoid wasting money: A shopping list allows you to plan your purchases accurately . Without it, you risk being tempted by non-essential products and spending more than necessary. By creating a list, you can avoid impulsive purchases and optimize your budget , which saves time when you have an accurate list. You can browse the shelves more efficiently. You avoid searching for products for a long time and returning to the store several times. A shopping list saves you time and simplifies the shopping process. Promote a balanced diet: By planning your meals in advance and preparing a list of necessary ingredients, you encourage a healthy and varied diet. You also avoid the temptation of products that are not very nutritious, and you avoid forgetting things. Shopping list helps you not to forget anything. It allows you to list all the products you need, even those you might forget without prior planning. To sum up, making a shopping list is more than just a habit. It is an effective tool to manage your resources, save money and simplify your daily purchases. Check your subscriptions. Control spending: By checking your subscriptions, you avoid paying for services you no longer need. Some subscriptions can add up over time and it's important to re-evaluate them to optimize your budget , such as your Netflix subscription. Avoid unnecessary payments: You may be subscribed to services that you don't even realize you're using. By checking your subscriptions, you can cancel those that are no longer useful to you and save money, for example a gym membership if you no longer go. Manage automatic renewals: Many subscriptions renew automatically. By checking regularly, you can anticipate these renewals and decide whether to keep or cancel them. Subscribe to a newspaper, for example. Sometimes we also forget which subscriptions we have purchased. Reevaluate your priorities: Your needs and preferences may change over time. You can adjust your priorities and allocate your resources more efficiently. Checking your subscriptions is a wise financial habit to maintain control of your spending and optimize your resources . Buy used products. Buying used products has many important advantages. Financial Savings: Used products are cheaper than new ones. By choosing used products, you can save money while getting quality items. Reducing environmental impact: Indirect purchasing contributes to reducing the production of new goods. This means using fewer natural resources, consuming less energy, and reducing waste generated. Thus, you participate in preserving the environment. Quality and Durability: Some used products have already stood the test of time which indicates their quality and durability. You can find well-maintained items that will continue to serve for a long time. Diversity and Authenticity: The flea market offers a variety of unique items. You can discover vintage pieces, rare items, or limited editions that you won't find in traditional stores. Supporting the circular economy: Buying used products helps extend the useful life of products. You are thus participating in a more sustainable and responsible economic model. Preferring used products is a smart choice for your wallet, the planet, and your lifestyle. Reducing water, gas and electricity consumption. Reducing water, gas and electricity consumption is essential for several reasons. Preserving the environment: This reduction contributes to preserving natural resources and combating climate change. The less energy we use, the less greenhouse gases we emit. Financial savings can also be achieved by reducing our consumption. We are reducing our water and energy bills, allowing us to lower our budget and manage our expenses better. Public Health: Access to drinking water is critical to our health. By reducing our water consumption, we conserve this vital resource and avoid shortages. Individual Responsibility: By adopting environmentally responsible actions, we participate in building a sustainable future. Each of us can contribute to preserving our planet. Global Solidarity: This reduction allows us to leave more resources available to populations who need them. Water and energy are basic rights for everyone. Reducing this consumption is a positive gesture for the environment, our health and our economy. Stop playing casino lotto and other gambling games. This is an important step for several reasons. Financial Economics: Gambling can get expensive quickly. By stopping gambling, you can save money that you can use for more important needs. Addiction prevention: Gambling can become a compulsive habit, leading to addiction. By stopping, you can prevent the risk of developing a gaming addiction. Reduce stress: Gambling can be stressful, especially when you lose. By stopping, you can avoid this source of stress and boost your mental health. Better time management: Playing the lottery, casino or other games takes time . By pausing, you can free up time for more productive or enjoyable activities. Maintaining social relationships: Gaming addiction can affect your relationships with those close to you. If you stop doing so, you will maintain your family and friendly ties. Stopping playing these games is a positive choice for your financial, mental and social health. Repair and maintain what you own. There are many benefits to repairing and maintaining what you own. Financial savings: Regular repair and maintenance can extend the life of your property. Thus avoiding high replacement costs. Additionally, simple repairs are often less expensive than purchasing a new product. Reduce your environmental footprint : By extending the life of your goods, you help reduce the amount of waste sent to landfills. Repair and reuse are sustainable practices that conserve natural resources and reduce the energy consumption needed to manufacture new products. Knowing your assets: By learning how to repair and maintain your assets, you can gain a better understanding of their operation and maintenance, which may help you identify problems more quickly and take preventive measures to avoid future breakdowns. Increased Reliability: Do you care about your assets? You reduce the risk of unexpected breakdowns and malfunctions. This can help you in uncomfortable situations and allow you to fully enjoy your property without interruption. Personal Satisfaction: Repairing and maintaining your property can be a rewarding and rewarding activity. You can develop new technical skills, feel proud of successfully repairing something yourself, and even enjoy the creative process of restoration. In short, repairing and maintaining what you own is not only financially and environmentally beneficial , but it can also bring you greater personal satisfaction and help you better understand and appreciate your property. You can even get help if you are repairing your device or electronic gadgets. The anti-waste law has been in place since December 2022. The reward takes the form of a variable package depending on the type of device in the amount ranging from €15 to €60 as of January 1, 2024. You will also be able to benefit from assistance in repairing textiles and shoes. You will find more information in the link in the description. I hope that these tips will be useful to you in avoiding excessive consumption and waste while maintaining wisdom and trust in God. I am convinced that if you study these tips and practice them like bread in your daily life, these tips will bring you abundant fruits. Thank you for watching the video until the end. I invite you to press the "Like" button and do not hesitate to subscribe and share this video with your loved ones in order to support my channel. Thank you and see you soon!